Understand how much you can borrow
From first home buyers to experienced property investors, our mortgage experts at Loan Market can help you make your property dreams a reality. With access to exclusive offers and the power to negotiate a competitive deal, we could help you understand how much money you can borrow based on your current assets and income, and also help you save money on your loan.
Researching the property market
Ray White Now is a good place to start as it provides you with comprehensive facts and figures on the property market.This detailed report explains supply and demand across Australia to help you better understand areas the property market drivers. Additionally, some government websites provide reports or community profiles that disclose information about council plans, development projects or building regulations.
Talk to your local sales agent
With over 1,000 offices across 11 countries, one of our 12,000 specialists are ready to discuss your property needs. Use our office locator to find your nearest Ray White agent.
Attend an open for inspection
Ready to start looking? Our comprehensive property search function showcases the latest listings from Ray White offices across the country.
Building and pest inspections
Most contracts of sale will require you to complete a building and pest inspection before finalising your property purchase. A pre-purchase building inspection is recommended to ensure the condition of a property is what appears to meet the eye. This report will highlight any current defects or concerns about the property’s integrity, looking out for any defects such as leaking taps or cracked walls, whereas a termite inspection will determine if there is evidence of active termites or damage to the property from termites, allowing you to make further negotiations on the contract.
Let Ray White Concierge & hipages take the hard work out of finding a qualified, licensed and trustworthy building and pest inspector in your local area.
- Receive up to 3 free quotes from professionals then you choose the best one.
- There is 100% no obligation to hire.
- No need to ring around and research – the professionals will come to you.
Purchasing your property – auction or private treaty?
At auctions you’ll be bidding against other potential buyers, will have to make fast decisions and will generally know if you will own the home when the auction concludes. If you’re negotiating through a private treaty you’re negotiating the sale price with the vendor and the initial price is set by the market value of the property, not a price reserve. The process can take days or weeks longer than an auction.
Sign contracts and pay the deposit
You may need to engage a lawyer or conveyancer to help you with your contract negotiation and signing.
Pre-settlement inspection
Conduct a final inspection the week before or on settlement day. You’re entitled to take a tour of your purchased property before it settles to make sure it’s in the same condition as when you signed the contract of sale. Consult your conveyancer, buyer’s agent or vendor’s agent if you have any questions regarding the settlement period or your what to do in the event of an unsatisfactory inspection.
Moving day – welcome home
Need help moving home? Ray White Concierge can help. We have all your moving services covered, including:
- Home, landlord, tenant and car insurance
- Linking you to tradespeople
- Finding a removalist
- Finding storage solutions
- Finding a tax specialist
- Finding a solar power specialist
Our team at Ray White Home Now can also help connect your utilities, comparing the best deals from our extensive list of providers.